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Terms and Conditions

Welcome to Martin-MS.com. These Terms and Conditions govern your use of our website, content, and services. By accessing or using this site, you agree to comply with and be bound by these terms.

If you do not agree with any part of these Terms and Conditions, please refrain from using the website.

Martin-MS.com is an independent English news platform focused on Home Budgeting, Taxation, and Insurance news and insights from India and around the world.

1. Acceptance of Terms

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, along with our:

If you access the site from outside India, you are responsible for complying with local laws where applicable.

2. Use of Website

You agree to use Martin-MS.com for lawful purposes only and in a manner that does not:

  • Violate any applicable local, national, or international laws
  • Infringe upon the rights of others
  • Distribute malicious software or unauthorized advertising
  • Attempt to gain unauthorized access to the site or its data

We reserve the right to restrict or terminate access to users who violate these conditions.

3. Intellectual Property Rights

All content on this website—including articles, text, graphics, images, design, and logo—is the intellectual property of Martin-MS.com unless otherwise stated.

You may:

  • View and share content for personal, non-commercial use.
    You may not:
  • Copy, reproduce, republish, or distribute any content without written consent.
  • Modify or alter the website’s content for any purpose.

For inquiries about using our content, contact us via Contact Us.

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, Martin-MS.com makes no warranties regarding completeness, reliability, or accuracy.

  • Content may include opinions, analyses, or third-party insights for informational purposes only.
  • The website does not provide financial or legal advice.

For details on our verification process, refer to our Fact Check and Correction Policy.

5. External Links

Our website may contain links to external sites or services for reference and additional information.

  • These links are provided for convenience only.
  • Martin-MS.com is not responsible for the content, privacy, or practices of third-party websites.

For further clarification, please read our Disclaimer and Privacy Policy.

6. User-Generated Content

Users may be allowed to comment, provide feedback, or submit articles for consideration. By doing so, you grant Martin-MS.com a non-exclusive, royalty-free, perpetual license to use, modify, and publish such content.

You are solely responsible for any comments or materials you submit and agree not to post unlawful, defamatory, or infringing content.

7. Limitation of Liability

Under no circumstances shall Martin-MS.com, its owners, editors, authors, or affiliates be held liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or reliance on its content.

We are not liable for:

  • Inaccuracies or omissions in content
  • Loss of data, revenue, or business opportunities
  • Temporary unavailability due to maintenance or technical issues

8. Indemnification

You agree to indemnify and hold harmless Martin-MS.com, its employees, and partners from any claims, losses, damages, or liabilities arising from your use of the website or violation of these Terms.

9. Termination of Access

We reserve the right to suspend or permanently terminate access to any part of our website without notice if a user violates these Terms and Conditions or engages in harmful behavior.

10. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with the use of this website shall be subject to the exclusive jurisdiction of the courts of New Delhi, India.

11. Modifications to These Terms

Martin-MS.com may revise or update these Terms and Conditions at any time without prior notice. The revised version will be effective immediately upon posting. Users are encouraged to review this page regularly.

12. Contact Information

For questions, clarifications, or complaints regarding these Terms and Conditions, please reach out through the Contact Us page.

13. Related Pages

To understand our complete policies and principles, please review the following pages: